Income Protection

Protecting your income in case the unexpected happens

Got a question?

Income Protection Cover is a policy that pays you a regular income if you can’t work because of injury or illness. It helps meet your outgoings in the event you are unable to work. Could you still pay your mortgage, bills or other living expenses if you were unable to work?

It pays out on a monthly basis, until you return to paid work or you retire (whichever is sooner).

Types of Income Protection:

  • Income Protection Insurance (IPI)

    IPI is designed to pay out an ongoing payment for as long as you are out of work or until a specified date in the future

  • Accident, Sickness and Unemployment (ASU) Cover

    Accident, sickness and unemployment insurance (ASU) pays out if you lose your job or become unable to work through illness, injury or redundancy..

There are other providers of Payment Protection Insurance and other products designed to protect you against loss of income.

Please note for these insurance products, terms and conditions apply. This information is a summary only. You will receive a full policy document upon application. This policy will set out the terms, conditions and limitations of cover provided under the plan.

As with all insurance policies, there are subtle technical differences so each policy is slightly different. We’ll consider your circumstances along with these differences making sure you have the income protection that suits your needs.

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YOUR HOME MAY BE REPOSSESSED IF YOU DO NOT KEEP UP REPAYMENTS ON YOUR MORTGAGE For our mortgage advice services, we will charge a fee of between £0 and £795. The actual amount of the fee will depend on the amount of research and administration that is required and will be agreed with you prior to the application. You need to pay the fee when you apply for the mortgage. Aberdeen Mortgage Company is a trading name of Lifetime Finance Group Limited who are an Appointed Representative of PRIMIS Mortgage Network, a trading name of First Complete Ltd. First Complete Ltd is authorised and regulated by the Financial Conduct Authority. Lifetime Finance Group Limited. Registered office 95 West Regent Street, Glasgow, G2 2BA. Registered in Scotland No: SC589768 The guidance and/or advice contained in this website is subject to the UK regulatory regime and is therefore restricted to consumers based in the UK. This website is intended for people over 18 years of age who are resident in the UK only. The website and the information contained therein should not be regarded as an offer or solicitation to conduct business in any jurisdiction other than the UK. These pages provide generic information about various aspects of financial services advice that we provide. We hope they are helpful to you but they do not on their own add up to recommendations and we cannot take responsibility for anything you do in reliance on them without further discussion with us. Please do not make a decision based upon the information contained within these pages alone. Contact us for further advice to enable you to make an informed decision based upon your individual circumstances. - Enfold Theme by Kriesi