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Protecting your income in case the unexpected happens
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Income Protection Cover is a policy that pays you a regular income if you can’t work because of injury or illness. It helps meet your outgoings in the event you are unable to work. Could you still pay your mortgage, bills or other living expenses if you were unable to work?
It pays out on a monthly basis, until you return to paid work or you retire (whichever is sooner).
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Types of Income Protection:
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IPI is designed to pay out an ongoing payment for as long as you are out of work or until a specified date in the future
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Accident, sickness and unemployment insurance (ASU) pays out if you lose your job or become unable to work through illness, injury or redundancy..
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There are other providers of Payment Protection Insurance and other products designed to protect you against loss of income.
Please note for these insurance products, terms and conditions apply. This information is a summary only. You will receive a full policy document upon application. This policy will set out the terms, conditions and limitations of cover provided under the plan.
As with all insurance policies, there are subtle technical differences so each policy is slightly different. We’ll consider your circumstances along with these differences making sure you have the income protection that suits your needs.
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